Wednesday, November 30, 2016

Flourtown, PA

Did you know that Springfield Township was William Penn's gift to his first wife, Gulielma Maria Springiest Penn? And that "An ample flow of water found in the Wissahickon Creek and its tributaries supported at least three local mills. It was from this industry that "Flourtown" took its name. The abundance of lime and iron ore in its bounds gave "Oreland" its appropriate designation. "Erdenheim," originally known as "Heydricksdale" or "Wheelpump" was finally named after nearby farms and means "earthly home." "Wyndmoor," originally called "Tedyuscung," is the subject of many Native American legends." This history can be found on Springfield Township's website, which I personally find so interesting! 

 It's been a thriving township ever since and a desirable place to call home. It also has a high ranking school district in PA >> https://www.schooldigger.com/go/PA/city/Springfield/search.aspx
Whether looking for convenience to work or into the city, to having great local restaurants and shops near by, I'm sure Springfield Township has what you need. 

 Do you know someone looking to move to the area? I have a great home available!
1207 Wakefield Rd. in Flourtown. Lovely cape home asking $389,000, 4 bedrooms, 2 baths, in ground pool, detached garage and more! Clink the link for more details
http://www.phillyliving.com/listing/6895361-1207-wakefield-rd-springfield-pa-19031/




Don't wait long! The market is hot here- average days on market is only 52 days! With the average sale price over $540,000 in the township, this is a great deal! 

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Tuesday, November 15, 2016

Need money to buy a home? Here are some options!

Did you know, there are various grants in the Philadelphia region to help people purchase a home? You may remember the First-Time Home Buyer Tax Credit that was part of the Housing and Economic Recovery Act of 2008, but that is no longer available to new home buyers. However, there are local grants and programs that are available!

Here is a quick run down and contact information more specific details and questions:

1. Montgomery County First Time Homebuyers Program- established to assist low, moderate and median income households interested in buying a home in Montgomery County.
*Assistance up to a maximum of 10% of sale price (not to exceed $10,000) and 0% interest rate!
*Some of the requirements are; you must intend to occupy the home, be creditworthy & qualified for a mortgage, currently reside and/or employed in Montgomery County and complete counseling.
Call: 610-278-3540 to start the application process!
http://www.montcopa.org/442/Homebuyers-Program

2. The Pennsylvania Housing Finance Agency (PHFA) has varies programs available.
 Such as;
-Keystone Advantage Assistance Loan Program which provides a 0% interest second loan up to $6,000 to assist with closing costs
- HFA Preferred Risk Sharing which offers up to 97% financing and no Mortgage Insurance (MI) option.
-HOMEstead Program is a downpayment and closing cost program
Many more options to learn about on their website: http://www.phfa.org/homebuyers/

3. Individual lenders often have their own programs. Such as;
-Gateway Mortgage Group has a 4.5% grant http://www.gatewayloan.com/purchase/products/
Contact Deb Florio- 610-996-7808 or Deb.Floris@Gatewayloan.com
-Envoy Mortgage has a DPA Program- you do not have to be first time buyer! Megan Weisheipl can help you- 215-284-6076
- and more!

This local website is super helpful too- http://www.mcpho.org. It has more information on grants, counselors, and work shops!
For other surrounding counties, contact:
Bucks- 215-598-3566
Chester- The housing partnership 610-518-1522
Delaware County- Chester Community Improvement Project 610-876-8663
Philadelphia- http://www.phila.gov/dhcd/

Having the right team of a Lender and Realtor on your side can really help make your home buying experience a success and affordable.
Any specific questions, please don't hesitate to reach out to me:

Kelly Steyn
Keller Williams 


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