Monday Morning Coffee

My thoughts and prayers go out to the families that have lost their homes or are still suffering from hurricane Sandy. 

The Storm may Prompt Mortgage Relief:
"The government-controlled mortgage finance giants said Tuesday that mortgage companies that collect payments for them can give breaks to homeowners affected by the storm. The aid will come in the form of a forbearance plan, which allows homeowners to delay payment on some or part of the loan, but the amount is still owed.
Fannie Mae said it allows mortgage companies, also known as loan servicers, to temporarily suspend or reduce a homeowner’s mortgage payments for up to 90 days without reaching the homeowner. After that, homeowners may get additional aid, typically for up to a year."
More information <<here>>

**Don't Forget to Vote Tomorrow, November 6th!**
Get Pennsylvania Voter information at https://www.pavoterservices.state.pa.us/Pages/SurePortalHome.aspx


Home Storage Tip:

• 

  Low-Cost Kitchen Storage: Cheap Stress Reduction

  Low-cost storage strategies bring calm to your kitchen, banishing stress-inducing clutter and leaving the space orderly. Read

Visit houselogic.com for more articles like this.

Copyright 2012 NATIONAL ASSOCIATION OF REALTORS®

Monday Morning Coffee

Much of the East Coast is being affected by hurricane Sandy today. For update to date information follow the storm on Facebook:
http://www.facebook.com/HurricaneSandyOfficialPage

Most people have off today, so no need to travel. Please stay safe!

If your home does get any flooding, here are some tips on what to do within the first 24 hours:

1. Avoid additional risks- turn off water and electrical sources to the home
2. Take pictures- primarily for insurance coverage purposes
3. Protect you health- wear rubber boots and gloves. Throw out any food that's touched the flood water
4. Call your insurance company
5. Find out if your in a disaster area
6. Remove water- use sump pump or wet vac
7. Mitigate mold damage- remove carpet or bedding
8. Secure the property

Get more information and details here

Monday Morning Coffee... con't

I'm bummed, I wrote up my blog at 7am on Monday Morning, published (I thought) and it didn't publish or entirely save!

I wanted to share some fun and affordable Fall decorating tips!
Better Homes and Garden has a list of 20 ideas to get your home in the Fall spirit. Here are some of my favorite:
1. Fall-hue Dining Table- put together some small orange pumpkins as a centerpiece and use red or yellow placemats
2. Double Duty Decor- draping Fall colored or patterned blankets on chairs and couches
3. Seasonal Kitchen Display- input pumpkins and accessories on your open shelving in kitchen or dining room along with your dish ware that is displayed year round
Full list here:

http://www.bhg.com/decorating/seasonal/fall/fall-decorating-ideas/